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Should You Invest in Jio BlackRock Mutual Funds? A Detailed, Unbiased Review of Their New Index Funds.
Jio BlackRock has officially entered the Indian mutual fund market, and the biggest question among investors is: Should you invest in Jio BlackRock mutual funds or not?
In this article, we give you a data-backed, unbiased, and clear comparison of Jio BlackRock’s index mutual funds versus existing AMCs. No hype—only facts.
Jio BlackRock claims to offer “global index management expertise” through BlackRock’s massive global infrastructure. This includes:
$11.6 trillion AUM globally
$7.75 trillion managed purely in index funds
Use of the Aladdin™ software for automated index rebalancing
Low-cost, low-tracking-error index fund strategies
Experience managing 400+ global ETFs under the iShares brand
This scale and technology are unmatched in India, and they aim to use this advantage to offer lower tracking error and competitive expense ratios.
INDEX FUND REVIEWS: Is Jio BlackRock Really Better?
We analyze the four index funds Jio BlackRock has launched:
Nifty 50 Index Fund
Nifty Next 50 Index Fund
Nifty Midcap 150 Index Fund
Nifty Small Cap 250 Index Fund
Let’s break them down.
1. Jio BlackRock Nifty 50 Index Fund Review.
Key Metrics
Tracking Error: 0.04%
Expense Ratio: 0.10%
Exit Load: Nil
How Does It Compare?
There are 12 other Nifty 50 index funds with even lower tracking error than Jio BlackRock.
There are 3 index funds with lower expense ratios than Jio’s offering.
Verdict
If you already invest in Nifty 50 index funds—no need to switch.
Switching triggers STCG/LTCG tax, which is unnecessary for a small cost difference.
Jio BlackRock may improve over time, but for now, the difference is marginal.
Best for: Tracking in future
Not ideal for: Switching existing Nifty50 holdings
2. Jio BlackRock Nifty Next 50 Index Fund Review.
Why Nifty Next 50 Matters
Covers stock #51 to #100
Past performance:
20-year return: 20x
Nifty50: 16x
Higher volatility but strong long-term potential
Key Metrics
Tracking Error: 0.12%
Expense Ratio: 0.15%
Exit Load: Nil
Industry Comparison
Only five funds have lower tracking error
Only one AMC (Edelweiss) offers lower expense ratio
Verdict
For fresh investments, Jio BlackRock is a top-tier contender.
For existing investors, switching just for tiny cost differences isn’t advisable due to tax implications.
Best for: Fresh SIPs or lump-sum entries
Not ideal for: Switching from an existing Next 50 fund
3. Jio BlackRock Nifty Midcap 150 Index Fund Review.
Key Metrics
Tracking Error: 0.15%
Expense Ratio: 0.15%
Exit Load: Nil
Industry Comparison
9 AMCs offer lower tracking error
But none offer lower expense ratio
Jio BlackRock currently offers the lowest cost among peers
Verdict
This is where Jio BlackRock begins to look compelling.
If your priority is lowest cost, this fund is extremely attractive.
Best for: Investors seeking a low-cost midcap index fund
Strong contender for new midcap index allocations
4. Jio BlackRock Nifty Small Cap 250 Index Fund Review.
Key Metrics
Tracking Error: 0.19%
Expense Ratio: 0.15%
Industry Comparison
Almost all AMCs have lower tracking error
Only one AMC (Edelweiss) has lower expense ratio of 0.14%
Verdict
Tracking error is higher than peers, but expense ratio is competitive.
Not the strongest offering in this category but still worth watching.
Best for: New investors who prioritise low cost more than tracking error
Not ideal for: Investors chasing best-in-class tracking consistency
Overall Conclusion: Should You Invest in Jio BlackRock Index Funds?
Nifty 50 Index Fund
Not worth switching now – existing AMCs offer equal or better metrics.
Nifty Next 50 Index Fund
Strong contender for new investments
Nifty Midcap 150 Index Fund
Best offering from Jio BlackRock so far
Lowest expense ratio + competitive tracking error.
Nifty Small Cap 250 Index Fund
Good but not exceptional
Only slightly behind Edelweiss.
Final Thoughts.
Jio BlackRock has entered the Indian index fund space with strong intentions powered by:
BlackRock’s massive global expertise
Aladdin’s automated rebalancing system
Competitive pricing
Trusted global brand value
For now, Midcap and Next 50 are their most attractive products.
Keep tracking their performance over the next 2–3 quarters to see how their tracking error evolves.
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